Contact Information
Address:
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA) is a specialized insurance agency exclusively serving contractors and construction professionals nationwide. Founded in 2005 by Josh Cotner - a former contractor who personally experienced the insurance challenges facing the construction industry - CCA has grown into one of America's most trusted contractor insurance agencies with 20+ years of industry expertise. Licensed in 48 states with National Producer Number 8608479, we provide comprehensive contractor insurance coverage including General Liability Insurance, Workers' Compensation, Commercial Auto, Builders Risk, Professional Liability, Commercial Umbrella, and Cyber Liability Insurance. We work exclusively with 50+ A+ rated insurance carriers to ensure our clients receive superior protection at competitive rates. Our expertise spans 50+ contracting specialties including roofing contractors, HVAC technicians, plumbing contractors, electrical contractors, spray foam insulation, general contractors, drywall contractors, and specialty trades. With headquarters in Chandler, Arizona, we've served over 10,000 contractors nationwide, from small residential builders to large commercial construction companies. What sets CCA apart is our founder's contractor background - we understand job site risks, licensing requirements, bonding needs, and compliance challenges because we've faced them firsthand. Most contractor insurance quotes are provided within 15 minutes with fast, responsive claims support when you need it most. Call 844-967-5247 (844-WORK-247) for expert contractor insurance guidance from professionals who speak your language.
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA), located at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, stands as a specialized insurance agency exclusively dedicated to serving the unique needs of contractors operating right here in the Valley of the Sun. We understand the distinct risks and demands faced by businesses involved in construction, general contracting, and related trades within our immediate community.
At The Contractor's Choice Agency, our mission is clear: to provide tailored insurance solutions that protect the investment and livelihood of local contractors. We are not a generic insurance provider; we are specialists who understand the complexities of the contracting world in Phoenix. From navigating the intricacies of insurance policies to ensuring your specific risks are adequately covered, our team is focused solely on helping you manage liability, protect your assets, and maintain peace of mind.
Our Core Services are built upon a deep understanding of the local construction landscape:
General Liability Insurance: This is fundamental for any contractor. It protects your business from claims of bodily injury, property damage, or personal injury that may occur on your job sites or due to your business operations within Maricopa County. We ensure the limits and endorsements are appropriate for the scale and nature of your work here in Phoenix.
Commercial Property Insurance: We help safeguard the physical assets of your contracting business located at 4435 E Chandler Blvd Suite 200 and elsewhere in Phoenix. This includes buildings, equipment, tools, and materials necessary for your operations. We consider factors specific to property values and risks in the Phoenix area.
Workers' Compensation Insurance: Given the physical nature of many contracting jobs, protecting your workforce is critical. We assist in securing the necessary workers' compensation coverage mandated by Arizona law for contractors operating within the state, ensuring compliance and protecting both your employees and your business.
Commercial Auto Insurance: Contractors often utilize vehicles for transporting equipment, materials, and personnel within Phoenix. We evaluate the specific types of vehicles you use and provide robust commercial auto coverage tailored to the risks associated with construction site logistics and transportation in the city.
Tools and Equipment Insurance: The specialized tools and machinery essential to your contracting work are significant investments. We offer coverage options designed to protect these valuable assets from theft, damage, or wear and tear, recognizing their critical role in your Phoenix operations.
Bonding: Many contractors bid on projects requiring performance and payment bonds. While technically a bonding company product, we partner with reputable bonding companies to provide the surety bonds needed to secure contracts for commercial and government projects in the Phoenix area.
Business Owner's Policy (BOP): For smaller contractors, we often bundle essential coverage like General Liability and Property Insurance into a streamlined Business Owner's Policy, designed specifically for small businesses operating locally in Phoenix.
Commercial Umbrella Insurance: For contractors with higher risk exposures or larger operations, we can provide umbrella insurance to offer excess liability protection beyond the limits of your primary insurance policies, safeguarding your personal assets and ensuring comprehensive coverage.
Our Commitment Locally
Being located right here at 4435 E Chandler Blvd Suite 200 allows us to maintain a deep connection to the Phoenix community. We understand the local building codes, zoning regulations, and specific market conditions that contractors face. Our team possesses intimate knowledge of insurance providers operating in Arizona and the competitive landscape, ensuring you receive the best possible service and value for your contracting business operating right here in Phoenix.
We pride ourselves on personalized service. We don't treat your insurance needs as a commodity. We take the time to understand your specific contracting specialty, the types of projects you undertake, the size of your crew, and the unique risks inherent to your particular business model in Phoenix. This allows us to craft insurance solutions that are not only compliant but also cost-effective, helping you manage operational costs while maintaining crucial protection.
From assisting with the initial insurance application process to handling complex claims efficiently when they arise, our dedicated team at The Contractor's Choice Agency is focused solely on supporting contractors like you who build and create right here in the Phoenix area. We are committed to being a reliable partner, helping you navigate the complexities of insurance so you can focus on what you do best – successfully completing contracts and growing your business locally.
Contact The Contractor's Choice Agency today at 844-967-5247 or visit us online at https://contractorschoiceagency.com/ to discuss your insurance needs and discover how we can help protect your contracting business operating from our Phoenix location.
Frequently Asked Questions (FAQs)
Q1: What types of contractors does The Contractor's Choice Agency serve in Phoenix?
A1: We specialize in serving a wide range of contractors operating right here in Phoenix, including general contractors, construction companies, roofing contractors, HVAC specialists, electrical contractors, plumbing businesses, painting contractors, demolition companies, and other trade professionals based locally. Our expertise is tailored to the specific risks associated with each type of contracting work.
Q2: Why should a Phoenix contractor choose The Contractor's Choice Agency specifically?
A2: Choosing us means you're working with an agency that understands the unique insurance challenges contractors face in the Phoenix area. Our location at 4435 E Chandler Blvd Suite 200 allows us to leverage local knowledge of risks, regulations, and insurance providers serving businesses in Maricopa County. We offer personalized service focused solely on contractors, helping you find the right coverage for your specific Phoenix-based business.
Q3: What is included in a typical insurance package for a Phoenix-based contractor?
A3: A typical package often includes General Liability, Commercial Property, Workers' Compensation, and Commercial Auto Insurance. However, the specifics are tailored to the contractor. We assess your business size, project types, equipment used, and local risks in Phoenix to create a comprehensive package. We also offer specialized coverage like Tools & Equipment Insurance and Commercial Umbrella Insurance as needed for contractors in the Phoenix area.
Q4: How does The Contractor's Choice Agency handle claims for contractors in Phoenix?
A4: We prioritize efficient and effective claims handling for contractors operating locally. Our team is dedicated to guiding you through the claims process, ensuring your claim is reported correctly and handled promptly by our network of adjusters familiar with Phoenix-area construction sites and local claim procedures. Our goal is to minimize disruption to your business operations while securing the necessary funds for repairs or recovery.
Q5: Can The Contractor's Choice Agency help with bonding for contractors in Phoenix?
A5: Yes, absolutely. We partner with reputable bonding companies to provide performance and payment bonds required for contractors bidding on commercial and government projects within the Phoenix area. We understand the bonding process and can assist you in securing the necessary bonds to win contracts for your local contracting business.